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Price Support
Farm Storage Facility Loan Program


The Farm Storage Facility Loan Program provides low-interest financing so producers can build or upgrade permanent facilities to store commodities. Eligible commodities include grains, oilseeds, peanuts, pulse crops, hay, honey, renewable biomass commodities, fruits and vegetables. Eligible facility types include grain bins, hay barns and facilities for cold storage.

Since its inception in May 2000, more than 33,000 loans have been issued for on-farm storage, increasing storage capacity by 900 million bushels.

A series of improvements have been developed to better tailor FSFLs to finance on-farm storage and handling for small and mid-sized farms. The changes also for the first time allow FSFLs to cover the structure and equipment required to get fruits and vegetables washed, treated and packed along with the cold storage that had been previously covered exclusively.

Other new changes to FSFL will allow FSA State Committees to subordinate Commodity Credit Corporation’s lien position, and producers may use an irrevocable letter of credit and the storage structure to secure the FSFL.

FSFL security requirements have been eased for all types of loans between $50,000 and $100,000. Now FSFL loans up to $100,000 can be secured by a promissory note only.

Special provisions are authorized for fruit and vegetable (FAV) producers. FAV producers may annually request a waiver of the multi-peril crop insurance or the Non-Insured Crop Assistance Program requirement and provide verifiable information for calculating the cold storage capacity need. Also, handling equipment designed to maintain the quality of the FAV producer’s crop is authorized.

Click here to view the fact sheet on the Farm Storage Facility Loan Program. The FSFL Fact Sheet contains information regarding:
  • Eligible facilities loan commodities
  • Eligibility facilities and upgrades
  • Eligible cost items
  • Eligibility requirements
  • Security requirements
  • Maximum loan amount
  • Facility Loan Terms
  • Cost of obtaining a loan
  • Persons required to sign the note
  • Where to file the application
  • Other pertinent information on the FSFL Program.




Application Form

CCC-0185 - Loan Application and Approval for Farm Storage and Drying Equipment Loan Program
CCC-191 - County Offices obtain the CCC-191 from the primary contractor(s) for storage and handling facility construction projects to protect CCC from mechanics lien.
CCC-194 - Farm Storage Facility Loan Subordination Agreement (Lien on Real Property). This form is used to determine eligibility for CCC financing for farm storage and drying equipment.


Final Rule


SUMMARY: The Commodity Credit Corporation (CCC) is amending the Farm Storage Facility Loan (FSFL) Program regulations to increase the loan amount, for which additional security or a severance agreement is required, from $50,000 to $100,000. We are making a related change for loans secured with collateral that does not have any resale value. The purpose of these amendments is to make the loan process easier for borrowers, especially producers who may not have additional security, but are unlikely to default on a relatively small loan. Raising the threshold for which additional security is required from $50,000 to $100,000 should help more small producers qualify for a loan between $50,000 and $100,000, and will likely reduce their cost to qualify for such a loan.

DATES: This rule is effective March 10, 2014.

Related Notices and Handbook






Interest Rates

February, 2015 CCC lending rates are:

  • 1.875% for Farm Storage Facility Loans with 7 Yrs loan terms

  • 2.000% for Farm Storage Facility Loans with 10 Yrs loan terms

  • 2.125% for Farm Storage Facility Loans with 12 Yrs loan terms



Last Modified: 02/04/15 9:31:17 AM

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