Skip repetitive navigation links.
United States Department of AgricultureFarm Services AgencyFarm Service Agency
Go to FSA Home Go to FSA Home Go to About FSA Go to State Offices Go to Newsroom Go to Online Services Go to Forms Go to Help Go to Contact Us Go to Spanish Languages
Search FSA
Go To Search Tips
Browse by Audience
FSA Employees
Lenders and Banks
Parents and Caregivers
Academic Community
Browse by Subject
Go to Aerial Photography
Go to ARC/PLC Program
Go to Commodity Operations
Go to Conservation Programs
Go to Dairy Margin Protection Program
Go to Disaster Assistance Programs
Go to Economic and Policy Analysis
Go to Energy Programs
Go to Environmental and Cultural Resource Compliance
Go to Farm Loan Programs
Go to Financial Management Information
Go to Laws and Regulations
Go to Modernize and Innovate the Delivery of Agricultural Systems
Go to Outreach and Education
Go to Payment Eligibility
Go to Price Support
Farm Loan Programs
Guaranteed Farm Loans


FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan. Farmers and ranchers apply to an agricultural lender, which then arranges for the guarantee. The FSA guarantee permits lenders to make agricultural credit available to farmers who do not meet the lender's normal underwriting criteria.

FSA guaranteed loans are for both Farm Ownership and Operating purposes. Like the Direct Loan Program, a percentage of Guaranteed Loan funds are targeted to beginning farmers and ranchers and minority applicants.



Lenders can now pay guarantee fees electronically, for more information click here (PDF 3.2 MB).


FSA is no longer accepting applications for guaranteed loans with interest assistance because of a lack of program funding (November 22, 2011).



The Lender Interactive Network Connection (LINC) system allows for electronic reporting by Guaranteed Lenders to USDA agencies, including FSA.

LINC's primary electronic reporting functions for FSA are:
  • Submit status reports (semiannual and default)
  • Add loan closing
  • View loans
  • Lender Pre-Authorized Debit (PAD)

The NEW FSA LINC User Guide provides step by step instructions for FSA's Guaranteed Lenders in completing these reporting functions that reside in the new LINC system. Click on the hyperlink to access the guide: NEW LINC User Guide



Where to Go for More Information

Further information and applications for FSA loan programs are available at the Agency's local county offices. These are usually listed in telephone directories in the section set aside for governmental/public organizations under the U.S. Department of Agriculture, Farm Service Agency. To locate your local FSA Office, click here.




Last Modified: 03/27/15 10:52:27 AM

FSA Home | | Common Questions | Site Map | Policies and Links
FOIA | Accessibility Statement | Privacy Policy | Nondiscrimination Statement | Information Quality | | White House